Why adding insurance to your cart this shopping season is the ultimate upgrade

Insurtech Igloo gives tips on how to make holiday shopping worry-free

The holiday season is all about finding that perfect gift, whether for yourself or someone else. With holiday online sales on the horizon, it’s the ideal time to score great deals on high-value items. Electronics like smartphones, tablets, and gaming consoles are in high demand, along with bags, watches, beauty products, and high-quality appliances. While these items bring excitement and joy, they also come with some risks—accidental damage, theft, and unexpected malfunctions can turn a valuable purchase into a stressful situation.

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Regional insurtech Igloo understands these concerns and–together with its partners–have provided ways to protect valuable purchases with accessible, comprehensive insurance solutions. By offering instant coverage for everything from tech gadgets to beauty products, Igloo works with leading e-commerce platforms and insurance underwriters to empower holiday shoppers to add a layer of care to each gift, covering accidental damage, theft, and breakdowns so buyers and their recipients can enjoy their gifts with full peace of mind.

Whether you’re gifting tech or timeless accessories, adding insurance to these items could be the ultimate extra that makes your gift even more meaningful. Here are some reasons you should consider adding an extra layer of protection to your gifts this season.

Protection against everyday mishaps

Holiday gifts, especially high-value items, are often at risk of accidental damage or loss. New smartphones, laptops, and other electronics are stunning but also delicate. Accidents can happen anytime—a smartphone might slip from someone’s hand, a tablet might suffer water damage, or a high-end appliance might experience an unexpected breakdown.

For instance, Gadget Protection provides comprehensive device coverage, including accidental and liquid damage, with access to professional repairs at authorized centers, available via GInsure and Lazada. Additionally, Cracked Screen Protection offers up to 12 months of coverage for screen damage from accidental impacts for phones and accessories purchased on Shopee, giving recipients peace of mind with their new devices.

Products that fall under these plans and are sold on Lazada and Shopee are available at checkout, making it seamless for shoppers to add insurance coverage to their purchases.

Financial security for pricier gifts

Many premium items come with a high price tag. High-tech electronics, luxury fashion, and specialized gadgets are significant investments, and without insurance, repairs or replacements can be costly.

For non-electronic products, Igloo and Etiqa offer Merchandise Protection, a plan that protects Lazada orders from accidental damage and theft, ensuring peace of mind for a wide range of valuable purchases.

Beyond standard warranties

Standard manufacturer warranties typically cover only specific defects or malfunctions and often have significant limitations. They usually do not address the risks associated with adverse reactions to beauty products, which can be particularly concerning. While we want our loved ones to enjoy their gifts, the reality is that there is always a risk that the product may not work for them, and in rare cases, they can have reactions to cosmetics and lotions which can lead to discomfort or even serious health issues.

Product Liability Protection is available for beauty products purchased on Lazada to address these concerns. Underwritten by Liberty Insurance, this coverage protects consumers from chemical burns and severe allergic reactions, including anaphylaxis, resulting from product use. By opting for this insurance, consumers safeguard their well-being and gain access to valuable resources such as teleconsultations, medical reimbursements, and emergency hospitalization, providing peace of mind while indulging in their beauty routines.

As you shop this season, remember that the value of each purchase can be elevated with the added assurance of insurance. By protecting your items, you bring peace of mind and ensure enjoyment without the worry of unexpected mishaps. With accessible and comprehensive insurance solutions from Igloo and its partners, you can make each purchase even more meaningful, safeguarding your investment and enhancing the shopping experience.

This holiday season, invest in the peace of mind that comes with knowing your gifts are protected, allowing everyone to celebrate with joy and confidence.